Friday, August 25, 2017

How to Start Saving Money

Hello and happy Friday friends. I'm working from the shore today which is by far my favorite way to work on a Friday even though I don't do it too often. 

Since I don't regularly do finance stuff, here are some tips from James Daniels, a freelance writer, business enthusiast, a bit of a tech buff, and an overall geek. He is also an avid reader, who can while away hours reading and knowing about the latest gadgets and tech, whilst offering views and opinions on these topics.


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A few little lifestyle changes can make a dramatic difference to your bank balance over time. You simply need to look for opportunities to cut back expenditure so that you can enjoy more financial security. If you’re unsure where to start, read our tips on how to start saving money.

Buy Discounted Products

Instead of buying all your groceries at the same store, visit different smaller stores to take advantage of the many different offers and savings. You could save a considerable amount of money on products each week, which can result in big savings over the course of a year. Also, consider shopping online, so you aren’t tempted to invest in food or items you don’t really want or need.

Prepare Your Meals

Don’t be tempted to order a takeout after a long day, and instead prepare your meals in advance to ensure you return home to a delicious, affordable, home-cooked meal each day. Not only will it prevent you from wasting cash on unhealthy food, but you won’t waste food unnecessarily, which is the biggest way households can lose money.

Turn Off Household Appliances

Stop wasting money today by turning off any appliances that are not in use. It’s an effective way to reduce your electricity bills while improving your carbon footprint. So, stop filling the kettle to the top when making one cup of coffee, and only run a dishwasher once it’s fully-loaded. Turn off your phone chargers, TVs and lighting, and enjoy smaller bills and a bigger bank balance.

Buy a Used Car

Why waste money on a brand-new car when you could buy a second-hand vehicle that is just as reliable? Make a smaller down payment or invest in a lease option to reduce your expenditure and monthly repayments. There are many stylish used cars available on the market, such as the Mercedes-Benz C Class.

Browse the Market for a Better Deal

The internet has made it easier than ever before to browse the market for the best deal online for a mortgage, car insurance provider or bank. You should therefore shop around online to discover the best deal for your budget. There are many great comparison websites available online to help you compare providers. Your existing provider might also be willing to offer a better deal once you show them the better quotations you’ve discovered online.


Use Promo CodesA few little lifestyle changes can make a dramatic difference to your bank balance over time. You simply need to look for opportunities to cut back expenditure so that you can enjoy more financial security. If you’re unsure where to start, read our tips on how to start saving money.

Buy Discounted Products

Instead of buying all your groceries at the same store, visit different smaller stores to take advantage of the many different offers and savings. You could save a considerable amount of money on products each week, which can result in big savings over the course of a year. Also, consider shopping online, so you aren’t tempted to invest in food or items you don’t really want or need.

Prepare Your Meals

Don’t be tempted to order a takeout after a long day, and instead prepare your meals in advance to ensure you return home to a delicious, affordable, home-cooked meal each day. Not only will it prevent you from wasting cash on unhealthy food, but you won’t waste food unnecessarily, which is the biggest way households can lose money.

Turn Off Household Appliances

Stop wasting money today by turning off any appliances that are not in use. It’s an effective way to reduce your electricity bills while improving your carbon footprint. So, stop filling the kettle to the top when making one cup of coffee, and only run a dishwasher once it’s fully-loaded. Turn off your phone chargers, TVs and lighting, and enjoy smaller bills and a bigger bank balance.

Buy a Used Car

Why waste money on a brand-new car when you could buy a second-hand vehicle that is just as reliable? Make a smaller down payment or invest in a lease option to reduce your expenditure and monthly repayments. There are many stylish used cars available on the market, such as the Mercedes-Benz C Class.

Browse the Market for a Better Deal

The internet has made it easier than ever before to browse the market for the best deal online for a mortgage, car insurance provider or bank. You should therefore shop around online to discover the best deal for your budget. There are many great comparison websites available online to help you compare providers. Your existing provider might also be willing to offer a better deal once you show them the better quotations you’ve discovered online.

Use Promo Codes
Another benefit of the world wide web is easy access to the plethora of promo codes available. Browse Google to discover the best websites for great discount codes that could help you shave a significant amount off a product or service’s RRP. You can then add the money saved directly into your savings account, which can be used towards a rainy-day fund, home improvement project, wedding or a dream holiday.

Have you made any changes to reduce your outgoings? Know any top tips to saving money? Feel free to share your helpful advice and stories in the comment section below.
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And there you have it. Tips from you? 


5 comments:

  1. Take care of yourself. Healthcare and prescriptions are costly and you can't function ❣️ So many people my age(61) or even younger are walking with canes, etc. and on many prescriptions. Being grateful is of the utmost importance ❣️ It brings more good into your life.
    Happy weekend to all❣️ Love. Your. Momma.

    ReplyDelete
  2. I like and need the meal planning suggestion. Trying to figure out a weekend to meet up with friends to prepare loads of freezer meals for easy prep. I'm utilizing my library more for physical and e-books instead of going to bookstores. I miss buying brand new books -- but my bookcases at home are already stuffed with books I haven't gotten around to yet.

    ReplyDelete
  3. Yes to all of this! I'm huge on turning things off and unplugging appliances that aren't in use, and we do the majority of our grocery shopping at Super Target since items are cheaper than a regular grocery store, plus there's cartwheel, and 5% off with my debit red card. Enjoy your work from home day at the shore, the fact that my boss abolished all work from home gives me all the rage :-P

    ReplyDelete
  4. Great tips! I'm all about using promo codes and coupons if they're available. I really need to start preparing more meals for lunch during the week. Buying lunch out definitely takes a toll on your bank account.

    ReplyDelete
  5. For me, it's the little things. I tend to buy bottled water during the day at work when we have a water cooler. I buy coffee when I can make it. I go grocery shopping and buy things I know I won't eat or I buy too much of it (in the mood for apples? buy one! why did I buy 5?) -- that stuff goes a long way. oh, also? my online shopping. that's a problem.

    ReplyDelete

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